retail

Losses and write-offs on retail debt could reach £10bn, while £22bn of development loans face delays, the latest UK lending market report by Cass Business School predicts.

Lending against income-producing residential assets, retail repurposing, and greater scrutiny on sustainable finance will be important topics for Europe’s property lenders this year.

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Stories about non-bank lenders and non-traditional asset classes were among the most popular of the year.

Industry participants at this year’s CREFC Autumn Conference heard how underwriting the relevant technologies, understanding demographic changes and pre-empting the end of LIBOR will be critical to effective lending.

Debt providers should be aware of the segments attracting new equity investment in order to identify trends transforming the retail and leisure sectors.

Although the H1 2019 survey recorded an increase in origination, it also highlighted areas of concern for debt providers.

The latest Cass report on UK real estate lending found new loan origination to have increased by 4% to £23.4bn in H1 2019 despite fewer property transactions and increased political risks.

A flurry of acquisitions this week demonstrate how the region’s brick-and-mortar shops remain in play for certain investors.

Although traditional debt providers have become more cautious about the stateside shopping sector, newer lenders are looking for opportunities. By Michelle Phillips